Rental Property Coverage
Renters & Landlord
Insurance
Whether you rent your home or own rental property, we find the right coverage at the right price — from top-rated carriers across CA, AZ, NV, TX & OR.
For Renters
Protect What's Yours — Even If You Don't Own the Walls
Your landlord's insurance covers the building — not your belongings, not your liability. Renters insurance fills that gap, and it's one of the most affordable policies you can own.
For just a few dollars a month, we can protect everything you own and shield you from costly liability claims.
Get a renters quote
Personal Property
Covers your furniture, electronics, clothing, and valuables if stolen or damaged by a covered event.
Liability Protection
Pays legal costs and damages if someone is injured in your rental or you accidentally damage the property.
Loss of Use
Covers temporary housing and living expenses if your rental becomes uninhabitable after a covered loss.
Medical Payments
Pays medical bills for guests injured in your home — regardless of fault.
Off-Premises Coverage
Protects your belongings even when they're outside your home — in your car, at school, or traveling.
Identity Theft Add-on
Optional rider to help cover costs of restoring your identity after fraud or theft.
For Landlords
Protect Your Investment Property
Renting out a property is a significant investment — and a standard homeowners policy won't cover it once tenants move in. Landlord insurance (also called a dwelling fire policy) is designed specifically for rental properties.
From single-family rentals to multi-unit apartment buildings, we work with carriers who specialize in investment property coverage.
Get a landlord quoteDwelling / Structure
Covers the physical structure of your rental property against fire, storm, vandalism, and other covered perils.
Loss of Rental Income
Reimburses lost rent if your property becomes uninhabitable due to a covered claim.
Liability Coverage
Protects you if a tenant or visitor is injured on your property and files a lawsuit.
Landlord Contents
Covers appliances, fixtures, and furnishings you provide to tenants.
Vandalism & Malicious Damage
Covers intentional damage caused by tenants or third parties.
Optional Umbrella
Extra liability protection above your standard landlord policy — ideal for multi-unit property owners.
Common Questions
Frequently Asked Questions
Does my landlord's insurance cover my belongings?
No — your landlord's policy only covers the building structure. Renters insurance is the only way to protect your personal belongings and your own liability.
How much does renters insurance cost?
Renters insurance is one of the most affordable policies available — typically $15–$30/month depending on your location and coverage amount. We'll find you the best rate.
Do I need landlord insurance if I have homeowners insurance?
Yes. Standard homeowners insurance is not designed for rental properties. Once you rent out a home, you need a landlord (dwelling fire) policy to be properly covered.
Can I insure multiple rental properties?
Absolutely. We work with carriers that specialize in portfolio landlord policies, making it easy and cost-effective to cover multiple units under one plan.
Is renters insurance required by my landlord?
Many landlords now require it as a condition of the lease. Even when it's not required, it's one of the smartest — and most affordable — protections you can have.
Ready to Get Covered?
Ready to Find Better Coverage?
Whether you're a renter looking for affordable protection or a landlord safeguarding your investment, we'll find the right policy from top-rated carriers.
Get Your Free Quote
Tell us what you need and we'll get back to you within 24 hours.
Mon–Fri 8:30am–5pm PT · Licensed in CA, AZ, NV, TX & OR